中国个人抵押贷款风险防范机制分析——建立我国个人住房抵押贷款风险防范机制的探讨

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The Analysis of Preventing Risk in Residential Mortgage in China

School of ManagementUniversity of Science and Technology Beijing, Beijing 100083, China

摘要: 作为个人抵押贷款主要形式的住房抵押贷款风险具有潜在性和累积性的特点,容易被忽视,但一旦发生可能是大规模灾难性的。文章分析了银行在个人住房抵押贷款业务中存在的风险,并对其防范机制提出建议。
- 风险管理 /
- 个人抵押贷款 /
- 风险防范
Abstract: The risk of residential mortgage has the characteristics of potentiality and accumulation and is prone to be neglected which may result in large scale and destructive disaster once it occurs. The paper analyzs the causes of this risk and puts forward some suggestions on preventing it.
- risk management /
- residential mortgage /
- preventing risk

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